MindfulMoney is free to use because we earn revenue when you click through to certain partners and ultimately open an account, take out a loan, or purchase a policy. This page explains exactly how that works and what it does — and doesn't — affect.
How the compensation actually works
When you click a link to a partner — for example, a credit card issuer, lender, or insurer — and go on to apply for or open that product, we may receive a commission from that company. This is a common model across comparison and financial media sites, and it's how we're able to publish guides and comparison tools without charging readers directly.
Commission arrangements do not determine which products appear in a comparison table, how they're ranked, or what our guides say about them. A product can appear on MindfulMoney, including with a favorable "Editor's Pick" label, regardless of whether it's a paying partner.
Why some categories show more options than others
Not every product or provider in a given category participates in a partnership with us, which means our comparison tables, while researched broadly, may not represent literally every option available in the market. We aim for comprehensive, useful comparisons, but we encourage you to research beyond any single comparison site before making a final decision, particularly for major financial commitments like a mortgage or a large loan.
How rates and terms are sourced
Rates, fees, and terms shown in our comparison tables are sourced from information providers make publicly available, and are reviewed and updated periodically. Because terms can change, particularly interest rates that move with broader market conditions, always confirm current terms directly with a provider before applying.
Our relationship with the products we mention
MindfulMoney is not a bank, lender, insurer, or credit counseling agency. We don't issue credit cards, originate loans, underwrite policies, or hold your money. We're an independent comparison and editorial platform — when you apply for or purchase a product mentioned on our site, you're entering into an agreement directly with that provider, not with MindfulMoney.
- We may earn a commission when you click certain links and open an account with a partner
- Commission arrangements do not influence product rankings or editorial coverage
- Not every provider in a category is necessarily a partner, so our tables may not be fully exhaustive
- Always confirm current rates and terms directly with a provider before applying
Last updated June 2026. See also our editorial policy for how content decisions are made independently of these relationships.